:root {
  --ink: #071a2e;
  --navy: #06182c;
  --navy-2: #0b2945;
  --blue: #15a7df;
  --blue-bright: #41c6f4;
  --mist: #edf7f9;
  --ice: #f6fafb;
  --line: #dce7ea;
  --muted: #627384;
  --white: #ffffff;
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--white);
  color: var(--ink);
  font-family: Arial, Helvetica, sans-serif;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
svg { display: block; }
.shell { width: min(1180px, calc(100% - 48px)); margin-inline: auto; }

.site-header {
  width: min(1240px, calc(100% - 40px));
  height: 84px;
  margin-inline: auto;
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 40px;
  position: relative;
  z-index: 20;
}
.brand { display: inline-flex; align-items: center; gap: 11px; width: fit-content; font-size: 17px; letter-spacing: .055em; font-weight: 500; }
.brand b { font-weight: 800; }
.brand-mark { width: 31px; height: 31px; color: var(--blue); }
.brand-mark svg { width: 100%; height: 100%; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linejoin: round; }
.brand-mark svg path:last-child { fill: currentColor; stroke: none; }
.desktop-nav { display: flex; align-items: center; gap: 34px; }
.desktop-nav a { font-size: 13px; font-weight: 700; color: #405469; transition: color .2s ease; }
.desktop-nav a:hover { color: var(--blue); }
.header-cta { justify-self: end; }
.mobile-menu { display: none; position: relative; justify-self: end; }
.mobile-menu summary { list-style: none; width: 42px; height: 42px; display: grid; place-content: center; gap: 5px; cursor: pointer; }
.mobile-menu summary::-webkit-details-marker { display: none; }
.mobile-menu summary span { width: 22px; height: 2px; background: var(--ink); border-radius: 2px; }
.mobile-menu nav { position: absolute; right: 0; top: 50px; min-width: 220px; padding: 14px; background: var(--white); border: 1px solid var(--line); border-radius: 16px; box-shadow: 0 18px 50px #071a2e1f; display: grid; }
.mobile-menu nav a { padding: 11px 12px; font-size: 14px; font-weight: 700; border-radius: 9px; }
.mobile-menu nav a:hover { background: var(--mist); }

.button {
  min-height: 52px;
  padding: 0 22px;
  background: var(--blue);
  color: var(--white);
  border-radius: 9px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: .01em;
  box-shadow: 0 12px 30px #009bd22e;
  transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
}
.button svg, .inline-link svg, .quick-links a > svg:last-child, .solution-grid article > a svg { width: 18px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.button:hover { transform: translateY(-2px); background: #0b94c9; box-shadow: 0 16px 34px #009bd242; }
.button-small { min-height: 42px; padding: 0 17px; border-radius: 8px; }

.hero {
  min-height: 680px;
  width: min(1320px, calc(100% - 28px));
  margin-inline: auto;
  border-radius: 30px;
  overflow: hidden;
  position: relative;
  background:
    radial-gradient(circle at 86% 18%, #29b8df2b, transparent 31%),
    linear-gradient(125deg, #071e35 0%, #082b48 60%, #0a3553 100%);
  color: var(--white);
}
.hero-grid { position: absolute; inset: 0; opacity: .17; background-image: radial-gradient(circle, #9edbea 1px, transparent 1px); background-size: 24px 24px; mask-image: linear-gradient(to right, #000, #0008 60%, transparent); }
.hero-orbit { position: absolute; border: 1px solid #55c8e840; border-radius: 50%; }
.orbit-one { width: 620px; height: 620px; right: -300px; top: -280px; box-shadow: 0 0 0 70px #42c5e80b, 0 0 0 140px #42c5e808; }
.orbit-two { width: 360px; height: 360px; left: -240px; bottom: -260px; box-shadow: 0 0 0 45px #42c5e80b, 0 0 0 90px #42c5e808; }
.hero-content { min-height: 680px; padding-block: 88px 70px; display: grid; grid-template-columns: 1.15fr .72fr; align-items: center; gap: 80px; position: relative; }
.hero-copy { max-width: 700px; }
.eyebrow, .section-label { margin: 0 0 26px; text-transform: uppercase; letter-spacing: .19em; font-size: 11px; font-weight: 800; color: var(--blue); }
.eyebrow { color: #a9dcea; display: flex; align-items: center; gap: 12px; }
.eyebrow span { width: 34px; height: 1px; background: var(--blue-bright); }
.hero h1, .intro h2, .section-heading h2, .process h2, .image-cta h2, .enquiry h2, .faq h2 { margin: 0; font-weight: 700; letter-spacing: -.055em; line-height: .98; }
.hero h1 { font-size: clamp(56px, 6.3vw, 86px); }
.hero h1 em { color: var(--blue-bright); font-style: normal; }
.hero-lead { max-width: 585px; margin: 30px 0 0; color: #c4d6e1; font-size: 18px; line-height: 1.65; }
.hero-actions { display: flex; align-items: center; gap: 30px; margin-top: 38px; }
.text-link { color: #d6e4ec; font-size: 13px; font-weight: 700; display: inline-flex; align-items: center; gap: 10px; }
.text-link span { color: var(--blue-bright); font-size: 17px; }
.hero-points { margin-top: 50px; display: flex; flex-wrap: wrap; gap: 22px; color: #b5c9d4; font-size: 11px; text-transform: uppercase; letter-spacing: .08em; font-weight: 700; }
.hero-points span { display: flex; align-items: center; gap: 7px; }
.hero-points svg { width: 15px; height: 15px; fill: none; stroke: var(--blue-bright); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

.hero-card { padding: 30px; border-radius: 22px; border: 1px solid #ffffff24; background: #f9fefffa; color: var(--ink); box-shadow: 0 30px 80px #00000033; backdrop-filter: blur(8px); }
.card-kicker { margin: 0 0 12px; color: var(--blue); font-size: 10px; text-transform: uppercase; letter-spacing: .17em; font-weight: 800; }
.hero-card h2 { margin: 0; font-size: 28px; line-height: 1.15; letter-spacing: -.03em; }
.quick-links { display: grid; gap: 10px; margin-top: 25px; }
.quick-links a { min-height: 73px; padding: 12px 14px; display: grid; grid-template-columns: 40px 1fr 18px; align-items: center; gap: 13px; border: 1px solid #d9e7eb; border-radius: 13px; background: var(--white); transition: border-color .2s ease, transform .2s ease; }
.quick-links a:hover { border-color: var(--blue); transform: translateX(3px); }
.quick-links a > svg:first-child { width: 36px; height: 36px; padding: 8px; border-radius: 9px; background: var(--mist); fill: none; stroke: var(--blue); stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
.finance-glyph, .solution-icon { width: 36px; height: 36px; display: grid; place-items: center; border-radius: 9px; background: var(--mist); color: var(--blue); font-size: 12px; font-weight: 800; }
.quick-links .arrow { color: var(--blue); font-size: 18px; }
.quick-links b, .quick-links small { display: block; }
.quick-links b { font-size: 13px; }
.quick-links small { color: var(--muted); margin-top: 5px; font-size: 11px; }
.quick-links a > svg:last-child { color: var(--blue); }
.card-note { color: var(--muted); font-size: 11px; line-height: 1.6; margin: 19px 2px 0; }

.intro { padding-block: 120px 110px; }
.intro-copy { display: grid; grid-template-columns: 1fr .82fr; gap: 100px; align-items: start; }
.intro h2, .section-heading h2, .process h2, .faq h2 { font-size: clamp(42px, 4.5vw, 64px); }
.intro-copy > div p { margin: 2px 0 25px; color: var(--muted); font-size: 17px; line-height: 1.8; }
.inline-link { color: var(--ink); display: inline-flex; gap: 12px; align-items: center; font-size: 13px; font-weight: 800; border-bottom: 1px solid #9fb2bc; padding-bottom: 7px; }
.inline-link svg { color: var(--blue); }
.benefit-strip { margin-top: 80px; border-top: 1px solid var(--line); display: grid; grid-template-columns: repeat(3, 1fr); }
.benefit-strip article { padding: 35px 42px 0 0; min-height: 185px; }
.benefit-strip article + article { border-left: 1px solid var(--line); padding-left: 42px; }
.benefit-strip span, .solution-number { color: var(--blue); font-size: 10px; letter-spacing: .14em; font-weight: 800; }
.benefit-strip h3 { margin: 21px 0 11px; font-size: 17px; }
.benefit-strip p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.7; }

.solutions { background: var(--navy); color: var(--white); padding-block: 112px 120px; }
.section-label.light { color: #75d6f0; }
.section-heading { display: grid; grid-template-columns: 1.15fr .62fr; gap: 90px; align-items: end; }
.section-heading > p { margin: 0 0 4px; color: #a9bdca; font-size: 15px; line-height: 1.75; }
.solution-grid { margin-top: 70px; display: grid; grid-template-columns: repeat(4, 1fr); border: 1px solid #ffffff1f; border-radius: var(--radius); overflow: hidden; }
.solution-grid article { min-height: 355px; padding: 30px; display: flex; flex-direction: column; position: relative; background: #ffffff05; transition: background .25s ease; }
.solution-grid article:hover { background: #ffffff0d; }
.solution-grid article + article { border-left: 1px solid #ffffff1f; }
.solution-grid article > svg { width: 48px; height: 48px; margin-top: 35px; padding: 11px; border: 1px solid #4abede5c; border-radius: 12px; fill: none; stroke: var(--blue-bright); stroke-width: 1.3; stroke-linecap: round; stroke-linejoin: round; }
.solution-grid .solution-icon { width: 48px; height: 48px; margin-top: 35px; border: 1px solid #4abede5c; background: transparent; color: var(--blue-bright); border-radius: 12px; }
.solution-grid h3 { margin: 25px 0 12px; font-size: 19px; }
.solution-grid p { margin: 0; color: #9fb5c4; font-size: 13px; line-height: 1.7; }
.solution-grid article > a { margin-top: auto; padding-top: 28px; color: #d6e4ec; display: flex; align-items: center; justify-content: space-between; gap: 10px; font-size: 11px; font-weight: 800; }
.solution-grid article > a svg { color: var(--blue-bright); flex: 0 0 auto; }

.process { padding-block: 120px; display: grid; grid-template-columns: .8fr 1.2fr; gap: 120px; }
.process-title > p:last-child { margin: 24px 0 0; color: var(--muted); font-size: 15px; }
.steps { margin: 0; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.steps li { padding: 29px 0; display: grid; grid-template-columns: 62px 1fr; gap: 14px; border-bottom: 1px solid var(--line); }
.steps li > span { color: var(--blue); font-size: 10px; letter-spacing: .13em; font-weight: 800; padding-top: 4px; }
.steps h3 { margin: 0 0 9px; font-size: 18px; }
.steps p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.65; }

.image-cta { min-height: 570px; position: relative; overflow: hidden; display: flex; align-items: center; color: var(--white); }
.image-cta-photo { position: absolute; inset: 0; background: url('./north-finance-hero.png') center / cover no-repeat; transform: scale(1.01); }
.image-cta-overlay { position: absolute; inset: 0; background: linear-gradient(90deg, #06182cf5 0%, #06182cd6 42%, #06182c3d 72%, transparent 100%); }
.image-cta-content { position: relative; padding-block: 90px; }
.image-cta h2 { font-size: clamp(45px, 5vw, 70px); max-width: 720px; }
.image-cta-content > p:not(.section-label) { margin: 25px 0 32px; color: #c2d3dc; font-size: 16px; }
.button-light { background: var(--white); color: var(--ink); box-shadow: none; }
.button-light:hover { background: var(--blue-bright); color: var(--ink); }

.enquiry { scroll-margin-top: 24px; padding-block: 120px; background: #08233b; color: var(--white); }
.enquiry-layout { display: grid; grid-template-columns: .68fr 1.32fr; gap: 95px; align-items: start; }
.enquiry h2 { font-size: clamp(44px, 4.6vw, 65px); }
.enquiry-intro > p:not(.section-label) { max-width: 420px; margin: 27px 0 0; color: #a9bdca; font-size: 15px; line-height: 1.75; }
.enquiry-contact { margin-top: 42px; padding-top: 25px; border-top: 1px solid #ffffff20; display: grid; gap: 9px; }
.enquiry-contact span { color: #7e97a7; font-size: 10px; text-transform: uppercase; letter-spacing: .15em; font-weight: 800; }
.enquiry-contact a { color: var(--blue-bright); font-size: 15px; }
.enquiry-form { padding: 38px; border-radius: var(--radius); background: var(--white); color: var(--ink); box-shadow: 0 28px 70px #00000029; }
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 23px 20px; }
.enquiry-form label { display: grid; gap: 9px; }
.enquiry-form label > span { color: #405469; font-size: 11px; font-weight: 800; }
.enquiry-form input, .enquiry-form select, .enquiry-form textarea { width: 100%; min-height: 50px; padding: 13px 14px; border: 1px solid #d5e1e5; border-radius: 9px; outline: none; background: #fbfdfe; color: var(--ink); font: inherit; font-size: 13px; transition: border-color .2s ease, box-shadow .2s ease, background .2s ease; }
.enquiry-form textarea { min-height: 132px; resize: vertical; line-height: 1.5; }
.enquiry-form input::placeholder, .enquiry-form textarea::placeholder { color: #98a8b2; }
.enquiry-form input:focus, .enquiry-form select:focus, .enquiry-form textarea:focus { border-color: var(--blue); background: var(--white); box-shadow: 0 0 0 3px #15a7df1a; }
.form-wide { grid-column: 1 / -1; }
.consent { margin-top: 23px; grid-template-columns: 18px 1fr; align-items: center; gap: 10px !important; }
.consent input { width: 17px; min-height: 17px; height: 17px; accent-color: var(--blue); }
.consent span { font-weight: 500 !important; line-height: 1.45; }
.form-submit { margin-top: 26px; display: flex; align-items: center; gap: 20px; }
.form-submit button { border: 0; cursor: pointer; font-family: inherit; }
.form-submit p { max-width: 225px; margin: 0; color: var(--muted); font-size: 10px; line-height: 1.55; }

.faq { padding-block: 120px; display: grid; grid-template-columns: .75fr 1.25fr; gap: 120px; }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { min-height: 80px; display: flex; align-items: center; justify-content: space-between; gap: 25px; cursor: pointer; list-style: none; font-size: 16px; font-weight: 800; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { width: 28px; height: 28px; display: grid; place-items: center; color: var(--blue); font-size: 22px; font-weight: 400; transition: transform .2s ease; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list details p { color: var(--muted); margin: -3px 45px 26px 0; font-size: 13px; line-height: 1.75; }

footer { background: #041323; color: var(--white); }
.footer-main { min-height: 230px; padding-block: 60px; display: grid; grid-template-columns: 1fr 1fr auto; gap: 70px; align-items: start; }
.brand-light { color: var(--white); }
.footer-main > div p { color: #9fb1bd; font-size: 13px; margin: 0 0 13px; }
.footer-main > div a { color: var(--blue-bright); font-size: 14px; }
.footer-main nav { display: grid; gap: 12px; color: #b9c8d1; font-size: 12px; font-weight: 700; }
.footer-legal { padding-block: 22px 30px; border-top: 1px solid #ffffff17; display: flex; justify-content: space-between; gap: 50px; color: #6f8593; font-size: 10px; line-height: 1.6; }
.footer-legal p { margin: 0; }
.footer-legal p:first-child { max-width: 720px; }

@media (max-width: 1050px) {
  .desktop-nav { gap: 20px; }
  .hero-content { grid-template-columns: 1fr .72fr; gap: 35px; }
  .solution-grid { grid-template-columns: repeat(2, 1fr); }
  .solution-grid article:nth-child(3) { border-left: 0; border-top: 1px solid #ffffff1f; }
  .solution-grid article:nth-child(4) { border-top: 1px solid #ffffff1f; }
  .process, .faq { gap: 65px; }
}

@media (max-width: 820px) {
  .site-header { grid-template-columns: 1fr auto; height: 72px; }
  .desktop-nav, .header-cta { display: none; }
  .mobile-menu { display: block; }
  .hero { min-height: auto; border-radius: 22px; }
  .hero-content { min-height: auto; padding-block: 70px 55px; grid-template-columns: 1fr; }
  .hero-copy { max-width: 650px; }
  .hero-card { max-width: 600px; }
  .intro-copy, .section-heading { grid-template-columns: 1fr; gap: 38px; }
  .benefit-strip { grid-template-columns: 1fr; }
  .benefit-strip article, .benefit-strip article + article { min-height: auto; padding: 28px 0; border-left: 0; border-bottom: 1px solid var(--line); }
  .process, .enquiry-layout, .faq { grid-template-columns: 1fr; gap: 55px; }
  .enquiry-intro > p:not(.section-label) { max-width: 620px; }
  .enquiry-contact { max-width: 420px; }
  .footer-main { grid-template-columns: 1fr 1fr; }
  .footer-main nav { display: none; }
}

@media (max-width: 560px) {
  .shell { width: min(100% - 32px, 1180px); }
  .site-header { width: calc(100% - 24px); }
  .brand { font-size: 14px; }
  .brand-mark { width: 27px; height: 27px; }
  .hero { width: calc(100% - 16px); border-radius: 18px; }
  .hero-content { padding-block: 58px 38px; }
  .hero h1 { font-size: clamp(45px, 13vw, 62px); }
  .hero-lead { font-size: 16px; line-height: 1.6; }
  .hero-actions { align-items: stretch; flex-direction: column; gap: 20px; }
  .text-link { justify-content: center; }
  .hero-points { margin-top: 38px; gap: 13px 18px; }
  .hero-card { padding: 22px; }
  .hero-card h2 { font-size: 24px; }
  .intro, .process, .enquiry, .faq { padding-block: 82px; }
  .intro h2, .section-heading h2, .process h2, .enquiry h2, .faq h2 { font-size: 42px; }
  .solutions { padding-block: 82px; }
  .solution-grid { grid-template-columns: 1fr; margin-top: 50px; }
  .solution-grid article { min-height: 330px; }
  .solution-grid article + article { border-left: 0; border-top: 1px solid #ffffff1f; }
  .image-cta { min-height: 590px; align-items: flex-end; }
  .image-cta-photo { background-position: 66% center; }
  .image-cta-overlay { background: linear-gradient(0deg, #06182cfa 0%, #06182cd9 53%, #06182c35 100%); }
  .image-cta h2 { font-size: 44px; }
  .enquiry-form { padding: 24px 20px; }
  .form-grid { grid-template-columns: 1fr; }
  .form-wide { grid-column: auto; }
  .form-submit { align-items: stretch; flex-direction: column; }
  .form-submit p { max-width: none; }
  .footer-main { grid-template-columns: 1fr; gap: 30px; }
  .footer-legal { flex-direction: column; gap: 16px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}